For nearly 100 years, AIG Insurers have been committed to insuring families and their futures.

Get life insurance coverage without health questions or a medical exam.

Your acceptance is guaranteed if you're between the ages of 50 and 85.

Millions of people worldwide trust us to help protect their loved ones.

Common Questions

What is Guaranteed Issue Whole Life Insurance?

Guaranteed Issue Whole Life Insurance is a permanent life insurance option that can help your family pay your final expenses. Your acceptance is guaranteed if you're between the ages of 50 and 85.

What benefits are included?

A policy may provide up to $25,000 in financial support that your loved ones can use any way they need, such as to cover your funeral and burial, medical bills, or credit card debt. Two living benefits, a Chronic Illness benefit and a Terminal Illness benefit, are included at no additional cost.

How can I use the policy?

Your policy beneficiaries have the freedom to use the policy’s death benefit any way they want. Many people use it to help cover funeral costs, medical bills, and other expenses.

Do I qualify?

If you’re between the ages of 50 and 85, your acceptance is guaranteed. You can’t be denied for health reasons. In fact, you don’t have to answer any health questions or submit to a medical exam to apply.

How much coverage do I need?

Your ideal coverage amount will depend on you and your family’s unique needs. You can choose a coverage amount ranging from $5,000 up to $25,000. A licensed insurance agent at 1-888-243-0322 can help you select a coverage amount.

How much is a policy?

Your policy premium will vary depending on your age, gender, and coverage amount. Affordable plans start at just $19 per month.1

Will my premiums increase?

Your policy premium is level and will never increase.

Will my coverage decrease?

Your policy’s coverage amount will never decrease.

How long does it take to apply?

Applying is simple and only takes a few minutes. You may be able to get covered by a policy in just two days.

How do I get started?

You can get started by requesting a free quote down below or by calling a licensed insurance agent at 1-888-243-0322.

Request your free life insurance quote.

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1The advertised $19 monthly rate is only applicable to a 50-year-old woman receiving $5,000 worth of Guaranteed Issue Whole Life Insurance coverage. Premiums will vary by issue age, gender and face amount. Premiums are level and guaranteed not to increase. Benefits amounts are subject to limitations.

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Policies issued by American General Life Insurance Company (AGL) Houston, TX. Policy number ICC15-15532, 155332, 15532-5, 15532-10 and; Rider numbers ICC15-15200 and ICC15-15201. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of AGL. Products may not be available in all states and product features may vary by state. AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc.

For full information and disclosure regarding the accelerated benefit riders, please click here.